Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 18 Years’ Worth of Days The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose? Conquering Retirement Challenges for Women Looking ahead can help you conquer these unique obstacles. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.